projection horizon
financial health ratios
parallel scenarios
Enter your income, contributions, and expected returns. Firephin models your Roth IRA, 401(k), brokerage, and cash year-by-year with salary growth and compound returns applied to every variable.
Six ratios housing burden, expense rate, investment rate, cash buffer, debt-to-income, and emergency fund coverage distilled into one number out of 100. Know where you stand, instantly.
Run up to five parallel simulations side-by-side. Aggressive savings, career change, early retirement see exactly how each path diverges on a shared chart over decades.
"Most people don't lack motivation.
They lack a clear picture."